Retirement Planning.
Employee Benefits Specialist.
Since 1974

Providing employee benefits and retirement planning throughout
Houston, Austin, San Antonio, Dallas, and surrounding communities.

Call Now for your Consultation 832-813-0500

Call Now for your Consultation 



Based in The Woodlands, Texas (Houston Metro area), since 1974.  We are a full-service Employee Benefit Firm, which specializes in all areas of employee benefits for small and mid-size companies. Our main focus is in the tax-free retirement planning market for small business (key executives and their employees) and private individuals.  We work with businesses to assist them with their retirement income needs for both pre-tax and post-tax retirement benefit plans.

Some of the employee benefit programs that we specialize in are, voluntary payroll deduction retirement benefit plans (both pre-tax and post tax plans) and Key Executive Carve Out Benefit plans that are 100% fully insured and safe.  Some of the key features of our benefit plans are at NO RISK to your principal and pays a guaranteed return on your principal, with minimum guaranteed interest rate returns. Our plans are safe and insured by highly rated A+ rated major insurance companies.  Most of our benefit plans are currently paying double digit interest rate returns relevant to market conditions.


Our Mission

Continue to work hard to build long-term lasting relationships based on trust, honesty and professional ethics.

Holt & Associates is bound and committed to put our client’s best interest first and to continually pursue new products and services that will benefit the success of our clients. Holt & Associates promises to never compromise in our business philosophy and ethical standards that would jeopardize our integrity that we have established with our clients.

Randy D. Holt


Randy D. Holt is a native Houstonian. Randy has received numerous prestigious awards as a successful leader in the financial services business. Some of the distinguished honors that Randy holds are; he has been a member of The Million Dollar Round Table (a life insurance industry high level of achievement and integrity award) and the Top of the Table of The Million Dollar Round Table (life insurance highest level of achievement and integrity award which is the top 3% in the industry). He has consistently been the number one top producer for many various major life insurance companies for over 45 years and is a highly regarded and respected leader in the industry. He has been a member of The Business Forum of the financial service industry and a member of “Whos Who” of Executives and Professionals.

Randy and his wife, Sarita, have two grown children, son and daughter and six loving grandchildren. Randy enjoys traveling and spending quality time with his family.